The Importance of Pre-Qualifying
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Even if you've not so much as picked out homes to view yet, it's important to contact your mortgage professional early. Why? When you don't yet know how much house you need to qualify for, what can we help you with?
We Will Help You Pre-Qualify
Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. In the process, we explore your ability to borrow - analyzing your earning status, available money for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
We award you a Pre-Qualification Letter after you qualify, that documents that we are confident you'll qualify for up to a specific amount of mortgage dollars.
Power in the Pre-Qual
Armed with your pre-qualification letter, a number of advantages fall at your feet once you locate the home you want to make an offer for. The first is that you can be sure what you can afford when calculating the offer.
More important to the seller, your pre-qualification is like your having entered their front door with a suitcase full of cash to purchase their house! They won't need to wonder if that they have been wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not be something for them to fret over. You will have the clout of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
We will help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. The process walks you through your current financial situation - your debt, income, employment, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.
While you are able to use our mortgage calculators on this site, it is a good idea to meet with us. We can work toward your pre-qualification letter. Next, we can review your loan options to make sure you have found the best one. Contact us at (321) 777-7277 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at (321) 777-7277. AmeriBest Mortgage answers pre-qualifying questions every day.