Why Pre-Qualification is Important

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Even if you've not picked out houses to view yet, it can be valuable to visit with your mortgage pro early. Why? What can we do for you before you have negotiated a price, and do not yet know how much you need to borrow?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the size of loan you will qualify for. In this process, we calculate your capacity to borrow - looking at your employment, money available for down payment, debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork light.

We give you a Pre-Qualification Letter when you qualify, that says that we're confident you will qualify for up to a certain amount of mortgage dollars.

Buying Power

Once you locate the house that is right for you, and you decide to put together an offer, being pre-qualified for a mortgage will do a number of things. First, you have some concrete numbers in mind, as the amount you can borrow. More important to the existing home owner, your being pre-qualified is like your having entered their house with a bag full of cash ready to purchase the house! They will not need to wonder if that they have been wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to worry about. You have the capability to back your offer up.

We will help you with your pre-qualification

We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. This process outlines your finances - your debt, income, career, down payment money, among other things. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

One-on-One

It's important for you to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can walk you through your pre-qualification letter. Next, we can study your mortgage options and make sure you have chosen the best one. Contact us at 3217777277 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 3217777277. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.